Balance Transfer Credit Card
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The lowest APR balance transfer credit cards in the US
Fast and safe online credit card applications !
HELPING CONSUMERS TO TAKE CONTROL OF THEIR FINANCES...
Last updated: 2009-09-21
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  Balance transfer cards .com was created to collect the 2004., lowest APR., online available, U.S. credit cards for balance transfer.

1. Compare the balance transfer credit cards on the right.

2. Read their Terms Of Use to understand when and how they change their APR.

3. And apply for the chosen one to transfer your balance.

The chosen balance transfer card will respond immediately, in under 30 seconds!

When you are approved, transfer your balance from the previous credit card and start saving!



Most webpages in balance-transfer--cards.com are secure pages to protect your data. This may slow your download speed slightly, because of the secure credit processing and encryption.

Come back and browse the next generation of balance transfer credit cards every month!

We update the latest credit card information monthly.

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The Platinum Card(R) from American Express The Platinum Card(R) from American Express
  • 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
  • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide


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American Express(R) Gold Card American Express(R) Gold Card
  • Earn 10K Membership Rewards(R) points, redeemable for select gift cards valued at $100, when you spend $500 in your first 3 months of Card membership
  • Exclusive access to Gold Card Events - select concerts, shows, major sporting events, and more.
  • Purchase Protection covers loss, theft, and damage of eligible items within 90 days of purchase
  • Redeem Membership Rewards(R) points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Get approved in 60-seconds.


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Blue Cash Everyday(SM) Card from American Express Blue Cash Everyday(SM) Card from American Express
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card


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Discover(R) More Card - 18 Month Promotional Balance Transfer Discover(R) More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on balance transfers for 18 months, then the variable APR of 11.99% - 20.99%
  • 0% intro APR on purchases for 6 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee


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Discover(R) More Card - 15 months intro period Discover(R) More Card - 15 months intro period
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee


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Discover(R) Motiva Card Discover(R) Motiva Card
  • Earn Cashback Bonus for your good credit managment
  • 3.99% intro APR on balance transfers and purchases for 15 months, then the variable APR of 11.99% - 20.99%
  • 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee


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Orchard Bank(R) Classic MasterCards Orchard Bank(R) Classic MasterCards
  • An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages are available to remind you of your upcoming payment due date
  • Knowledgeable customer service representatives to assist you with questions or concerns


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TrueEarnings(R) Card from Costco and American Express TrueEarnings(R) Card from Costco and American Express
  • American Express(R) Card and Costco Membership Card in one - with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings(R) Cardmembers from Costco and American Express


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Starwood Preferred Guest(R) Credit Card from American Express Starwood Preferred Guest(R) Credit Card from American Express
  • Earn up to 30,000 bonus Starpoints(R) - enough for 3 free nights at a Category 4 hotel.
  • Redeem Starpoints for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout dates.
  • Earn at least 4 Starpoints per eligible dollar at participating hotels & resorts
  • 2011 SmarterTravel(R) Award for "Best Travel Rewards Card"
  • Enjoy the first year with no annual fee -- a savings of $65


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American Express(R) Premier Rewards Gold Card American Express(R) Premier Rewards Gold Card
  • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
  • No annual fee for your first year - a $175 savings
  • Get approved in 60-seconds.


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Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate Discover(R) Open Road Card - $150 Restaurant.com Gift Certificate
  • Free $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable APR of 11.99% - 20.99%
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • No annual fee, no rewards redemption fee, and no additional card fee


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Escape by Discover(R) Card Escape by Discover(R) Card
  • 25,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for the first 25 months
  • 2 Miles per $1 on all purchases
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99%
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Enhanced travel benefits like Travel Delay Insurance and Trip Cancellation Insurance
  • $0 Fraud Liability plus automatic mobile and email fraud alerts


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Miles by Discover(R) Card Miles by Discover(R) Card
  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 0% intro APR on purchases and balance transfers for 6 months then the variable APR of 10.99% - 16.99%
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Ranked #1 in customer loyalty (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • No annual fee, No Overlimit Fee, No Redemption Fee


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